Payment Terms and Conditions (“Authorization”)

Initial Payment Attempt

• You authorize MMRR Finance Corp. d/b/a Cash Loans Direct and/or R-Funding, LLC (“we,” “our,” and “us”), inclusive of our successors, assigns, agents and service providers, to initiate an ACH to the account or EFT to the debit card (“Debit”), as applicable, based on the information provided, in the amount designated, on or after the date designated (or in any alternative amount or on any alternative date to which you and we agree).

Additional Payment Attempts

• Unless otherwise limited by law, if an ACH payment is rejected, you authorize us to re-initiate it with an ACH or to create and deposit a remotely created check up to two additional times.
• Unless otherwise limited by law, if a debit card payment is rejected, you authorize us to re-initiate it any number of times, determined in our sole discretion.
• You agree we are under no obligation to reinitiate any rejected payments. You understand that your financial institution may impose fees in connection with rejected payments, and you agree that we do not have any liability to you for such fees.

Termination

If you have any questions about this Authorization, or if you would like to cancel this Authorization, please call us toll free at 1-800-777-1567 or email us at customerservice@cashloansdirect.com, so that we receive the request at least 3 days before the date you selected for payment. UNLESS YOU CANCEL, THIS PAYMENT AUTHORIZATION WILL REMAIN IN FULL FORCE AND EFFECT. This Authorization in no way limits any right you may have under federal law to stop payment of a payment by contacting your financial institution. Terminating this Authorization does not affect your duty to repay your underlying obligation.

Miscellaneous

These additional terms apply to your Authorization:

• If we make an error in processing any payment under this Agreement, you authorize us to initiate an EFT to debit or credit the applicable Account to correct the error as necessary.
• You further authorize us to initiate an EFT to debit or credit the account as may be necessary to obtain an accurate balance under this Agreement.
• To help us determine whether a Debit under this Authorization will be successful, you authorize us to initiate an authorization request, non-monetary entry or similar entry to the account or debit card, as applicable, and/or to obtain balance information directly or indirectly from the financial institution holding the account or issuing the debit card, as applicable. We are not obligated to initiate any Payment under this Authorization if we receive information suggesting that it will likely fail.
• You promise that you are an authorized signer on or user of any account you have provided to us.
• You understand that this Authorization is subject to applicable law and network rules. ACH payments may take up to 3 business days to be withdrawn from your account.
• Debit card payments are typically withdrawn immediately but can take longer. Actual processing times vary.
• We are not responsible for bank, processor and other third-party posting delays or errors.